Credit Risk Analyst

1 miesiąc temu

Warszawa, Polska worldline Pełny etat

This is Worldline

 

We are the innovators at the heart of the payments technology industry, shaping how the world pays and gets paid. The solutions our people build today power the growth of millions of businesses tomorrow. From your local coffee shop to unicorns and international banks. From San Francisco to Auckland. We are in every corner of the world, in every part of commerce.  And just as we help our customers accelerate their business, we are committed to helping our people accelerate their careers. Together, we shape the evolution.

 

The Opportunity

 

Our global credit risk team is a part of the 1st line risk & compliance and has an end-to-end credit management responsibility for the verticals Key Accounts (e-retail, wholesale, entertainment, event ticketing, gaming, payment facilitators, etc.) and Travel & Hospitality (airlines, cruise lines, hotels chains, online travel agencies). We are tasked with underwriting and reviewing new and existing merchants, monitoring non-delivery exposure and credit quality.

 

The credit risk department is growing and currently consists of 16 colleagues spread across different offices at international locations. The regular exchange with experts from different countries ensures exciting daily work and challenges at the same time. In Credit Risk we are globally minded with a FinTech atmosphere. You will experience this in your everyday life as a Worldliner.

 

Day-to-day responsibilities

 

  • In-depth financial analysis (P&L, BS and CF) and conducting detailed underwriting/credit assessments documenting the merchant business model and sector dynamics, financial performance with the key indicators, credit risks and mitigants;
  • Presenting your credit proposal to divisional and group risk committees;
  • Carrying out annual/periodic credit reviews of assigned limits and recommending risk class, changes in limit and collateral setup based on the outcome of the analysis;
  • Collaborating closely with business development and advising/supporting them on the boarding process;
  • Communicating effectively with merchants at CFO or treasurer level;
  • Reviewing legal documents and amendments ensuring compliance with policies and procedures;
  • Credit risk signing authority (based on your level of expertise/experience).

 

Who Are We Looking For

 

We look for big thinkers. People who can drive positive change, step up and show what’s next – people with passion, can-do attitude and a hunger to learn and grow. In practice this means:

 

  • At least 2-4 years of experience in financial analysis with corporate risk assessments;
  • Substantial knowledge and deep understanding of financial statements, financial & cashflow analysis and accounting principles;
  • Strong communication, negotiation and stakeholder management skills;
  • Fluency in English;
  • Master’s degree in finance/accounting/business economics would be a plus;
  • Payment and FinTech industry knowledge would be an asset;
  • Strong ability to prioritize work in a fast-paced and changing environment;
  • Good sense of responsibility.

 

Perks & Benefits

 

At Worldline you’ll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also:

 

  • Private medical & life insurance
  • MyBenefit Platform
  • Holiday allowance
  • Referral program
  • Public transportation allowance
  • Meal allowance
  • Annual bonus

 

Shape the evolution

 

We are on an exciting journey towards the next frontiers of payments technology, and we look for big thinkers, people with passion, can-do attitude and a hunger to learn and grow. Here you’ll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. With an empowering culture, strong technology and extensive training opportunities, we help you accelerate your career - wherever you decide to go. Join our global team of 18,000 innovators and shape a tomorrow that is yours to own.

 

Learn more about life at Worldline at jobs.worldline.com

 

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or any applicable legally protected characteristics

  • Credit Risk Analyst

    3 tygodni temu

    Warszawa, Polska HAYS Pełny etat

    Credit Risk AnalystWarszawaNR REF.: 1180970Dla naszego klienta w Warszawie prowadzimy rekrutację na stanowisko Credit Risk Analyst.Credit Risk AnalystMiejsce pracy: Warszawa (praca hybrydowa)Do najważniejszych zadań zatrudnionej osoby należeć będzie: Przeprowadzanie analizy ryzyka kredytowego dla klientów korporacyjnych, Zarządzanie przypisanym...

  • Treasury and Credit Analyst

    3 tygodni temu

    Warszawa, Polska ITP S.A Pełny etat

    Treasury and Credit AnalystYour responsibilities Cash Management: monitoring and managing the company's cash flow to ensure liquidity needs are met. This includes budgeting and forecasting cash flows, optimizing cash balances and implementing the cash actions as well working closely with the...

  • Specialist - Risk Modeller for Credit Risk Economic Capital

    3 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you, if you:are eager to learn the best practices of the Credit Risk Economic Capital model development,are willing to take part in a challenging project, which focuses on developing the Credit Risk Economic Capital for ING’s credit portfolios,have academic degree in quantitative field,have sound knowledge of statistical inference and...

  • Senior Machine Learning Credit Risk Model Developer

    6 dni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you, if you have:an advanced degree (PhD or Masters) in a quantitative discipline, such as Computer Science, Data Science, Statistics, Mathematics, Physics, Econometrics, Quantitative Finance or related field,excellent knowledge of classic machine learning methods: supervised and unsupervised learning, classification, regression,...

  • Senior Machine Learning Credit Risk Model Developer

    5 dni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you, if you have:an advanced degree (PhD or Masters) in a quantitative discipline, such as Computer Science, Data Science, Statistics, Mathematics, Physics, Econometrics, Quantitative Finance or related field,excellent knowledge of classic machine learning methods: supervised and unsupervised learning, classification, regression,...

  • Credit Risk Model Validation Specialist

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you if:You have a degree (MSc or BSc) in a quantitative/numerical field,You have experience with credit risk models,You have knowledge of IRB and/or IFRS9 models and regulations,You have knowledge of statistical tools and modelling techniques,You have extensive programming experience in SAS or similar languagesAdditionally, you will score...

  • Senior Specialist

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you, if you have:A degree (MSc or PhD) in a quantitative/numerical field,Minimum 3 years’ of experience with credit risk models,Knowledge of statistical tools and modelling techniquesProgramming experience in SAS/ Python or similar languageEnglish level – B2/C1 You'll get extra points for:Knowledge of IRB and/or IFRS9 models and...

  • Credit Risk Models Lead Validator/Expert

    2 tygodni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you, if you haveA degree (MSc or PhD) in a quantitative/numerical fieldMinimum 5 years' of experience with credit risk modelsKnowledge of IRB and/or IFRS9 models and regulationsKnowledge of statistical tools and modelling techniquesProgramming experience in SAS/ Python or similar languageEnglish level – B2/C1You will score extra points...

  • Credit Risk Models Quantitative Developer

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you if:You have some experience with IFRS9/IRB models’ development/maintenance/validation,You have experience with databases, data preparation and data quality control,You have sound knowledge of statistical inference and econometric methods,You have academic degree in quantitative field,You code in SAS/Python,You have independent,...

  • Credit Risk Models Quantitative Developer

    2 tygodni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you if:You have some experience with IFRS9/IRB models' development/maintenance/validation,You have experience with databases, data preparation and data quality control,You have sound knowledge of statistical inference and econometric methods,You have academic degree in quantitative field,You code in SAS/Python,You have independent,...

  • Credit Risk Model Monitoring Expert

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you if you:have MSc in mathematics, econometrics, statistics or a similar quantitative field,have sound knowledge of statistical inference and econometric methods,have extensive knowledge of IRB and IFRS 9 models,have at least 5 years of experience with: development or monitoring or validation of IFRS9/IRB models, with programming (e.g....

  • Credit Risk Model Monitoring Expert

    2 tygodni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you if you:have MSc in mathematics, econometrics, statistics or a similar quantitative field,have sound knowledge of statistical inference and econometric methods,have extensive knowledge of IRB and IFRS 9 models,have at least 5 years of experience with: development or monitoring or validation of IFRS9/IRB models, with programming (e.g....

  • Credit Risk Model Monitoring Senior Specialist

    2 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you, if you:Have (Financial) Econometrics, Financial Mathematics, Quantitative Financial Economics, Mathematics, Statistics, Physics,Possess sound knowledge of IRB and IFRS9 models,Previously spent at least 3 years working with IFRS9/IRB models, including development, monitoring, or validation. Proficiency in programming languages like SAS...

  • Manager - Product Lead Wholesale Bank Credit Risk Model Data

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you, if you are:product oriented leader and person who gets energized by creating business value and delivery,an inspiring people manager with at least 5 years’ experience, who like to work with end to end responsibility for both product delivery and team building and long-term development,a leader with high agency and focus on getting...

  • Credit Risk Model Monitoring Senior Specialist

    2 tygodni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you, if you:Have (Financial) Econometrics, Financial Mathematics, Quantitative Financial Economics, Mathematics, Statistics, Physics,Possess sound knowledge of IRB and IFRS9 models,Previously spent at least 3 years working with IFRS9/IRB models, including development, monitoring, or validation. Proficiency in programming languages like SAS...

  • Manager - Product Lead Wholesale Bank Credit Risk Model Data

    3 tygodni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you, if you are:product oriented leader and person who gets energized by creating business value and delivery,an inspiring people manager with at least 5 years' experience, who like to work with end to end responsibility for both product delivery and team building and long-term development,a leader with high agency and focus on getting...

  • Automation Lead for Wholesale Bank Credit Risk Modelling Data

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you, if you are:product oriented leader and person who gets energized by creating business value and delivery,an inspiring people manager with at least 2 years’ experience, who like to work with end to end responsibility for both product delivery and team building and long-term development,a leader with high agency and focus on getting...

  • Automation Lead for Wholesale Bank Credit Risk Modelling Data

    4 tygodni temu

    Warszawa, Mazovia, Polska ING Pełny etat

    We are looking for you, if you are:product oriented leader and person who gets energized by creating business value and delivery,an inspiring people manager with at least 2 years' experience, who like to work with end to end responsibility for both product delivery and team building and long-term development,a leader with high agency and focus on getting...

  • Senior Finance Stress Test Analyst

    3 godzin temu

    Warszawa, Mazovia, Polska NatWest Polska Pełny etat

    Join us as a Senior Finance Stress Test AnalystTake on an analytical role, developing and maintaining the full risk taxonomy supporting finance stress testing You'll be liaising with stakeholders in relation to finance stress management recovery and resolution and stress testing-related matters This is a great opportunity to develop a wide network and strong...

  • Senior/Expert Data Analyst in Risk Area

    4 tygodni temu

    Warszawa, Polska ING Pełny etat

    We are looking for you if:You have master’s degree in Mathematics, Econometrics, Computer Science, Information     Management, Statistics or alike, and/or equivalent experience of 3-5 years within data reporting;You have hands-on working experience with SQL/PL SQL/T-SQL;You have hands-on working experience with SAS 4GL/Python;You have hands-on working...