Credit Risk | Associate | Warsaw

7 miesięcy temu


Warsaw, Polska Goldman Sachs Pełny etat

YOUR IMPACT

How would you like to be involved in a central part of Goldman Sachs' risk management framework? We are looking for a highly motivated individual who is able to deliver credit risk analysis, on the basis of a thorough understanding of credit fundamentals and risks associated with lending and derivatives products. You will play a key role in the credit risk management function supporting the EMEA team.

OUR IMPACT

The Risk business is a team of specialists charged with managing the firm’s risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division business is ideal for collaborative individuals who have strong ethics and attention to detail. 

Credit Risk, a department within the Risk business, works closely with Global Banking and Markets, Asset and Wealth Management and other functions of the control businesses to manage Goldman Sachs’ credit risk. Credit professionals protect the firm’s capital by using in-depth knowledge of our clients credit fundamentals, credit risk mitigants, lending and trading products to make decisions on acceptable level of firm’s risk appetite. Staffed with ~350 professionals, Credit Risk operates through 10 different offices around the world and is organized by different industry groups including Corporates, Funds, Financial Institutions, Asset Financing and Private Client. Credit Risk provides a unique opportunity to develop a variety of professional skills and expertise in risk management while working on financial transactions.

The role is based in our Warsaw office, where the Credit Risk team is divided into:

Credit Research Group (TMT, Consumer, Retail, Healthcare, Diversified Industrials, Natural Resources, Real Estate) Funds Coverage (Mutual Funds, Hedge Funds, Pension Funds, Private Equity Funds) Financial Institutions Coverage (Banks, Brokers Dealers, Insurers, Asset managers, Non-banking Financial Institutions, Sovereign related entities)  Product Analysis and Control Team (Macro and Micro Products, Franchise and Prime Products with a particular focus on Derivatives)

HOW YOU WILL FULFILL YOUR POTENTIAL

Assess the credit and financial strength of counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors, including valuation  Collaborate with the business teams, including Global Banking & Markets, Legal, Operations to review client credit requests while ensuring the firm’s risk return needs are balanced Proactively monitor and assess counterparts and industry subsectors in your portfolio and report relevant information and its impact to senior management in a timely manner Review and approve derivative, funding and lending transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses Interact with regulators, internal/external auditors as part of the ongoing supervision process

  SKILLS & EXPERIENCE WE'RE LOOKING FOR

3 - 5 years of prior work experience in a relevant field, preferably within credit risk management Ideal candidate will have some practical knowledge of capital market products or accounting/corporate finance Knowledge of derivatives, funding, and lending products and related trading documentation, would be an advantage Strong analytical and, preferably, financial modelling skills Proficient to advanced skills with MS Office (Excel, PowerPoint, Word, Outlook) Highly organized with exceptional attention to detail and follow-through Strong ability to manage multiple projects with competing deadlines Capability of understanding, describing, and debating complex concepts  Ability to work in a fast-paced environment  Broad knowledge of GS’s businesses Exceptional work ethic, integrity, ethical standards, sound judgment and ability to play in a team

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. 

 We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at /careers. 

 We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process.


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