AML investigator

AML investigator - 12 month FTC

Warsaw, Poland

Time type: Full time

Posted on: Posted 2 Days Ago

Job requisition id: 2025-0006414

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive.

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need.

As an AML Investigator, you will be responsible for fulfilling the Anti-Money-Laundering requirements through identification and investigation of suspicious activity on behalf of U.S. Bank Europe DAC and its various business lines.

Specialist generally responsible for the investigation of system generated alerts associated with customer account transactions. Evaluates and analyses the information uncovered during the investigation. Effectively manage the workflow and case management process.

Reporting to: Investigations AML & Financial Crime Compliance Manager

Key Responsibilities:

• Conduct investigations with potential for high visibility derived from various system generated and/or external requests from law enforcement, attorneys, and/or other financial institutions.
• Analyse customer account transactions to detect suspicious or unusual activity and make decisions on appropriate action to take.
• Provide guidance, support, and recommendations to business lines regarding customer AML risk ratings and account activity.
• Based on the outcome of the investigation; analyse and determine whether or not a Suspicious Activity Report (SARs) must be filed with local EU Financial Intelligence Units (FIUs) for any identified suspicious activity, and authorities in the USA as applicable.
• Work cooperatively with U.S. Bank / Elavon internal departments to obtain and analyse necessary information related to the investigation.
• Work cooperatively with authorities in the EU and USA to investigate suspicious account activity.
• Prepare investigation reports for management review.
• Manage internal & external queries coming into the Suspicious Activity Mailbox.
• Actively ensures compliance with the Code of Ethics and all Anti-Money Laundering, information security and suspicious activity reporting requirements, policies and procedures.
• Actively participates in any required corporate and business line training in these areas.
• Understand the AML risks for Elavon and how the risk applies to each of our business lines.
• Work with local and international compliance teams on AML matters.

Skills and Experience:

• Must have at least 3-5 years investigations experience in Anti-Money Laundering (AML)
• Thorough knowledge of Anti Money Laundering laws and regulations
• Excellent verbal and written communication skills
• Proficient computer skills, especially Microsoft Office applications
• Must have prior SAR writing and filing experience or similar
• CAMS/CFE/CFCS certifications preferred
• Prior banking experience; experience with various internal banking systems and products
• Prior experience with high level investigations, and interacting with senior leadership
• Attention to detail, with an ability to analyse and make sense of large amounts of information
• Strong knowledge and discipline around business controls and reporting
• Must be flexible in approach to work, and be able to prioritise as business needs require

Benefits:

We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.