Credit Risk Specialist

1 miesiąc temu

Kraków, Polska Shell Business Operations Pełny etat
Job Summary

We are seeking a highly skilled Credit Assessment Associate with Hungarian language expertise to join our team at Shell Business Operations. As a key member of our Credit Team, you will be responsible for the efficient and effective operational management of credit risk for selected portfolio of customers.

Key Responsibilities
  • Evaluate the creditworthiness of potential customers and monitor existing portfolio.
  • Perform risk assessments and make informed decisions while granting and extending credit limits.
  • Manage credit risk effectively, including handling securities and identifying when accounts may require legal intervention.
  • Release orders, block and unblock accounts, and interact with external credit agencies.
  • Adhere to credit policies and guidelines, and act as a business partner for Account Managers and other stakeholders.
  • Deliver assigned projects and initiatives, and perform required analysis, reports, and controls.
  • Participate in cross-functional workstreams to resolve business process issues, and cooperate effectively with other departments.
Requirements
  • Very good knowledge of Hungarian language – C1.
  • Good knowledge of English language – B2/C1.
  • Degree in Economics, Accounting, or any related Finance/Business course.
  • 1 year of relevant work experience in Credit Assessment area will be an asset.
  • Understanding of AR/O2C processes, accounting standards, and financial statement analysis – nice to have.
  • Interested in Credit Risk.
  • Proactive approach and demonstrating full ownership of assigned tasks.
  • Good organizational skills.
  • Problem-solving approach.
  • Accuracy with attention to details.
  • Excellent communication skills.
  • Familiar with Excel, including working with pivot tables and formulas.
What We Offer
  • Continuous learning culture that supports your professional and personal development, including training and certifications.
  • Opportunity to work in close collaboration with industry-leading experts.
  • International, diverse, and vibrant working environment.
  • Programmes that support well-being & mental health: Employee Assistance Programs, medical consultations, and coaching sessions.
  • Assistive technologies and reasonable adjustments for people with disabilities.
  • Opportunity to take part in the global transition to cleaner energy and have an impact on the future of our planet.
Benefits
  • Sharing the costs of sports activities.
  • Private medical care.
  • Life insurance.
  • Remote work opportunities.
  • Flexible working time.
  • Corporate products and services at discounted prices.
  • Integration events.
  • Parking space for employees.
  • Leisure zone.
  • Extra social benefits.
  • Shopping coupons.
  • Employee referral program.
  • Charity initiatives.
  • Access to professional courses (role-dependent).
  • Electric car charger.
  • Yearly bonus.
Recruitment Stages
  • Explore current opportunities & vacancies.
  • Discover and apply online.
  • Connect with us at interview.
  • Final Assessment.
About Us

Shell is an international energy company with expertise in the exploration, production, refining, and marketing of oil and natural gas, and the manufacturing and marketing of chemicals. We use advanced technologies and take an innovative approach to help build a sustainable energy future. We are working to advance disability & enablement, gender balance, culture/ethnicity, and LGBT+ inclusion within Shell and the communities where we work.

Shell Business Operations is a key differentiator, delivering competitive advantage for Shell across the world with first-class activities, including simplification, standardization, and digitalization.

Together with our associates from all over the world, we create responsible business operations' realization in 11 departments: Finance Operations, HR Operations, Contracting & Procurement, External Relations, Internal Communications, Customer Operations, Trading & Supply, Technical Asset Operations, Legal, Creative Solutions, and Retail.

The Role

We are looking for a Credit Assessment Associate with Hungarian language, who will be responsible for the efficient and effective operational management of credit risk for selected portfolio of customers according to policies and directions from credit committees. The ideal candidate creates good working relationships with the local Credit Team and the other business partners. You will have an opportunity to use Hungarian language on a daily basis while talking to customers and stakeholders.

Where Do You Fit In?

If you don't see yourself fully reflected in every job requirement listed on the posting above, we still encourage you to reach out and apply. Research has shown that women and underrepresented groups often only apply when they feel 100% qualified. We are committed to creating a more equitable, inclusive, and diverse company, and we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply.

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