Credit Risk Management Leader

5 dni temu


Kraków, Lesser Poland TN Poland Pełny etat
Job Description

We are seeking a seasoned Credit Manager to lead our credit process for Operating Units (OU) and Lines of Business (LoB) in the EMEA region.

This role will focus on leading a team of up to 16 analysts, fostering a high-performance culture and driving individual and team development. The successful candidate will have strong understanding of credit management processes, excellent communication skills in English, and experience in multinational companies.

Main Responsibilities:

  1. Lead a team of analysts, developing their credit competencies and strengthening credit processes.
  2. Act as primary contact for all credit-related inquiries within supported OU & LoB.
  3. Participate in commercial deal process to optimize business returns by providing commercial insights, solutions, and advice.
  4. Manage customer assessments, establish risk ratings, and recommend appropriate credit terms.
  5. Develop and execute credit risk strategies aligned with business risk appetite.
  6. Analyze credit exposures and reassess customer creditworthiness.
  7. Proactively manage blocked orders/accounts and ensure business continuity.
  8. Oversee accurate and timely cash application and debt collection processes.
  9. Manage bad debt portfolios and ensure compliance with legal and fiscal requirements.


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