Credit Risk Analyst
1 dzień temu
Credit Risk Analyst
Your responsibilities
- Evaluate the creditworthiness of new and existing customers by analyzing their financial history, credit reports, and payment behaviors.
- Prepare and present analysis and proposals for credit limit changes to obtain required approvals.
- Review, act on, and follow up on blocked orders and delivery notes.
- Liaise with customers and internal personnel to ensure high customer satisfaction and loyalty.
- Monitor debtor balances to reduce debtors' days sales outstanding (DSO) and ensure proper credit limit availability.
- Escalate financial concerns, such as failed payment commitments, in a proactive manner.
- Collaborate with the receivables insurer and ensure accurate reporting of figures.
- Ensure compliance with relevant laws, regulations, and internal policies related to credit management.
- Report outstanding issues and potential areas of risk to management.
- Participate in process training and maintain process documentation.
- Generate standard reports and ad-hoc requests as defined within the Credit Management/Accounts Receivable process.
- Achieve performance objectives agreed upon with the Team Lead.
- Cooperate with senior accountants, Team Lead, and other stakeholders.
- Conduct Period-End activities.
- Perform other duties within the Credit Management/Accounts Receivable area as required and agreed with the assigned Team Lead.
Our requirements
- Demonstrate strong analytical skills and reporting abilities.
- Possess highly developed attention to detail.
- Show good business acumen for problem-solving paired with a hands-on mentality.
- Demonstrate effective communication skills with internal and external customers.
- Hold a minimum of 2 years of experience in Order-to-Cash processes, Finance, Collections, or Credit Management.
- Exhibit strong business English language skills, both oral and written.
- Knowledge of additional foreign languages is advantageous.
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