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Financial Risk Assessment Expert

1 miesiąc temu

Poznań, Greater Poland PayU Pełny etat

About PayU

We are a leading fintech company with operations in 50+ high-growth markets. Our mission is to build a world without financial borders where everyone can prosper.

As a Financial Risk Assessment Expert, you will play a critical role in supporting our processes of credit risk assessment when cooperation with customers is established and later, during customer lifetime.

You will analyze holistically the customer and assess all factors increasing/decreasing the risk, propose mitigants for the credit exposure, and make decisions about cooperation.

Responsibilities:
  • Produce well-supported customer credit risk analysis involving analysis of customer financial situation, business model, industry, and other aspects of customer activity/performance;
  • Collect internal and external sources of information such as financial statements, external credit reports, reviews or any other information supporting credit risk analysis;
  • Calculate credit risk exposure and recommend/apply necessary risk mitigants based on performed analysis;
  • Process credit risk decisions in line with approval matrix, if required prepare recommendation to make credit decisions by the relevant credit committee;
  • Support event-driven or periodic review of customers portfolio in terms of credit risk verification during customer lifetime;
  • Analyze and monitor customer business information, credit data and financial statements in support of establishing and maintaining accurate risk mitigants for existing portfolio.
What We Offer:
  • Full-time employment under a contract of employment;
  • Benefits: ability to develop one's own package in MyBenefit system;
  • Access to an internal training platform;
  • Friendly work atmosphere in a young cooperation-driven team;
  • Work in an international organization operating in a rapidly changing industry.

Our estimated salary for this position is around $80,000 - $100,000 per year, depending on your experience and qualifications.

At PayU, we strive to create a diverse, inclusive and safe environment for all of our people, communities and customers. We have zero tolerance towards any form of prejudice.